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Collectibles Insurance Services

Collectibles insurance services

Terms & Conditions of Use

Materials contained on the websites listed below are proprietary and protected by copyright law. Copyright © 2020 Global Indemnity Limited and its subsidiaries and affiliates (“Global Indemnity”). All rights reserved.

Websites:

Information is provided for general informational purposes and is not intended, nor should be construed, to be complete descriptions of products and services. Global Indemnity periodically updates and changes the information on its websites and reserves the right to do so without any obligation to notify current or prospective clients.

Copyrights & Trademarks
Except as expressly permitted by Global Indemnity, no copyrighted materials or trademarks may be copied, distributed, reproduced, republished, uploaded or retransmitted in any way without the express written consent of Global Indemnity or any third party that may own trademarks displayed on Global Indemnity’s websites. Materials may be printed and downloaded for personal, non-commercial use, provided that he use retains the copyright notices contained on the materials. Public or commercial uses of the content on the sites are not permitted without Global Indemnity’s express written permission.

The “Global Indemnity,” “Global Indemnity Limited,” “American Reliable Insurance Company,” “United National Group,” “United National Insurance Company,” “Diamond State Group,” “Diamond State Insurance Company,” “unitednat.com,” “Penn-America Group,” “Penn-America,” “Penn-Star,” “Penn-Link,” “Penn-America Insurance Company,” “Penn-Star Insurance Company,” “Penn-Patriot Insurance Company,” “penn-link.com,” “penn-america.com,” “J.H. Ferguson & Associates, LLC,” “jhferg.com,” “VacantExpress,” “VacantExpress.com,” “iReli,” “Collectibles Insurance Services, LLC,” and “collectinsure.com” names and logos are trademarks of their respective Global Indemnity Group companies. All other names and marks are those of their respective owners and are used with permission. Nothing contained on this site should be construed as in any way granting any license or right to use any trademark displayed on this website without the written permission of Global Indemnity or any third party that may own the mark.

Disclaimers
All information contained on Global Indemnity’s websites is provided “as is.” No warranties of any kind, either express or implied are provided and any and all such warranties are disclaimed to the fullest extent permitted by applicable law. This includes but is not limited to warranties of merchantability and fitness for a particular use. Global Indemnity does not warrant or make any representation concerning the accuracy, reliability, timeliness or usefulness of materials on Global Indemnity’s websites. Global Indemnity does not warrant that functions contained in the materials will be uninterrupted and error-free, or that its websites or its servers will be virus free. The user assumes the entire cost of any and all damages and Global Indemnity assumes no responsibility or liability for damages to any computer, including viruses, as a result of the use of, access to, or inability to access its websites, including servicing, repair or correction. Global Indemnity makes no warranties and disclaims any responsibility for any materials, information or activities that may be found on any linked sites.

Limitation of Liability
Although every reasonable effort is put forth to update and maintain the accuracy of the information on Global Indemnity’s websites, the possibility does exist that inaccuracies and omissions may occur. Reliance upon any information contained on Global Indemnity’s websites is at the user’s own risk. Under no circumstances, including negligence, will Global Indemnity be held liable for any direct, indirect, incidental, consequential or punitive damages resulting from the reliance on, use of, or the inability to use any information contained on Global Indemnity’s websites or any linked sites. In addition, any persons or entities that unlawfully access this site or distribute materials from Global Indemnity’s websites shall be responsible for any and all damages and liable for indemnification of any losses caused by the illegal or unauthorized use.

Jurisdiction
Global Indemnity does not represent that the information on its websites is appropriate or available for use in all locations. Those accessing this site do so on their own initiative and are responsible for compliance with all applicable laws.

Links
Appropriate reciprocal links to Global Indemnity’s websites are welcomed without permission. Any provided links are not endorsements and Global Indemnity accepts no responsibility for the content or activities of any other linked sites.

Inquiries concerning trademarks, service marks, copyrights or websites should be directed to Global Indemnity Limited, 27 Hospital Road, George Town, Grand Cayman KYI-9008, Cayman Islands, Attn: General Counsel’s Office.

Privacy Notice
We at Global Indemnity, which includes our U.S. subsidiaries, are required to protect our customers’ nonpublic personal financial information.

We may collect nonpublic personal financial information from the following sources:

  • Information obtained from you, including information from your application, such as name, address, telephone number, social security number, assets and income.
  • Information about transactions and experiences, such as your premium payment and claims history.
  • Information from a consumer reporting agency, such as your credit history

WE DO NOT DISCLOSE THE NONPUBLIC PERSONAL FINANCIAL INFORMATION OF OUR CUSTOMERS OR FORMER CUSTOMERS, EXCEPT AS PERMITTED OR REQUIRED BY LAW. WE RESERVE THE RIGHT, HOWEVER, TO CHANGE THIS POLICY AT ANY TIME. SHOULD THIS POLICY CHANGE WE WILL GIVE AFFECTED CUSTOMERS AN OPPORTUNITY TO DIRECT THAT THEIR NONPUBLIC PERSONAL FINANCIAL INFORMATION NOT BE DISCLOSED.

We maintain electronic, physical and procedural safeguards that comply with federal regulations to protect your nonpublic personal financial information. We limit access to your nonpublic personal financial information to those employees who need to know that information to perform their job responsibilities.

We disclose nonpublic personal financial information of former customers to affiliated and nonaffiliated third parties as permitted by law.

If you are a California resident, California law may provide you with additional rights regarding our use of your personal information. To learn more about your California privacy rights, visit the CCPA Privacy Notice.

Safe Harbor Statement
Some of the statements on Global Indemnity’s website may include forward-looking statements that reflect our current views or those of our affiliates with respect to future events and financial performance that are within the meaning of Section 21E of the Security Exchange Act of 1934, as amended, that reflect Global Indemnity’s current views with respect to future events and financial performance. Forward-looking statements are statements that are not historical facts. These statements can be identified by the use of forward-looking terminology such as “believe,” “expect,” “may,” “will,” “should,” “project,” “plan,” “seek,” “intend,” or “anticipate” or the negative thereof or comparable terminology, and include discussions of strategy, financial projections and estimates and their underlying assumptions, statements regarding plans, objectives, expectations or consequences of identified transactions, and statements about the future performance, operations, products and services of the companies.

Global Indemnity’s business and operations, and that of its affiliates, are and will be subject to a variety of risks, uncertainties and other factors. Consequently, actual results and experience may materially differ from those contained in any forward-looking statements. See “Risk Factors” in Item 1A of Part I of Global Indemnity’s annual report on Form 10-K for the previous fiscal year ended December 31 (“Global Indemnity’s 10-K”) for uncertainties and other factors that could cause actual results and experience to differ from those projected.

The forward-looking statements contained in Global Indemnity’s 10-K are primarily based on the Company’s current expectations and projections about future events and trends that it believes may affect the Company’s business, financial condition, results of operations, prospects, business strategy and financial needs. The outcome of the events described in these forward-looking statements is subject to risks, uncertainties, assumptions and other factors described in the section captioned “Risk Factors” and elsewhere in Global Indemnity’s 10-K. These risks are not exhaustive. Other sections of Global Indemnity’s 10-K include additional factors that could adversely impact Global Indemnity’s business and financial performance. Moreover, Global Indemnity operates in a very competitive environment. New risks and uncertainties emerge from time to time and it is not possible for Global Indemnity to predict all risks and uncertainties that could have an impact on the forward-looking statements contained in this report. Global Indemnity cannot provide assurance that the results, events and circumstances reflected in the forward-looking statements will be achieved or occur, and actual results, events or circumstances could differ materially from those described in the forward-looking statements.

In addition, statements that “the Company believes” and similar statements reflect Global Indemnity’s beliefs and opinions on the relevant subject. These statements are based upon information available to Global Indemnity as of the date of this report, and while Global Indemnity believes such information forms a reasonable basis for such statements, such information may be limited or incomplete, and these statements should not be read to indicate that Global Indemnity have conducted an exhaustive inquiry into, or review of, all potentially available relevant information. These statements are inherently uncertain and investors are cautioned not to unduly rely upon these statements.

Global Indemnity’s forward-looking statements speak only as of the date of Global Indemnity’s 10-K, a quarterly report on Form 10-Q, or as of the date they were made. Global Indemnity undertakes no obligation to publicly update or review any forward-looking statement, whether as a result of new information, future developments or otherwise.

Global Indemnity Group, LLC and its subsidiaries and affiliates (collectively “GBLI”, “us”, or “we”) use cookies to give you the best possible experience with our websites. These cookies may be stored on and accessed from your computer when you use or visit any of our websites. This policy should be read in conjunction with our Privacy Notice.

WHAT ARE COOKIES?

Cookies are small text files a website stores in your browser. They are created when you visit a particular website on your browser. 

You can choose whether to allow the use of cookies in general by changing the settings on your browser, or by changing specific settings for our websites. However, if you disable all cookies, it may affect your experience on our websites and some features may not work as intended.

You can find more information about cookies at www.allaboutcookies.org.

WHAT COOKIES DOES GBLI USE?

GBLI uses cookies to identify you, remember your preferences, and track your use of our websites. Cookies help us determine which parts of our websites people visit and assist in improving our websites based on the behavior of our users. We also use cookies to control access to certain content on our websites.

Session and Persistent Cookies. Session cookies are temporary files that store your browsing information and will be active until you leave the website and close your browser. Session cookies enable our websites to keep track of your movement so you don’t get asked for the same information you have already given. Persistent cookies are files that stay in your browser until you delete them or your browser deletes them after a certain period of time. These cookies help our websites remember your information and settings when you visit them in the future. 

First and Third-Party Cookies. First-party cookies are cookies that belong to GBLI and that we place on your computer. Third-party cookies are cookies that another party places on your computer through our websites. To administer our websites, we have contracted with a third-party service provider to track and analyze the usage of our websites. Our third-party service provider uses persistent cookies to help us improve the user experience, manage our content, and analyze how users navigate and utilize our websites.

Our cookies are used for the following purposes:

Strictly Necessary/Technical. These cookies are essential for you to browse our websites and use its features, such as accessing secure areas of our websites. Cookies that are strictly or technically necessary are exempt from the EU’s cookie directive.

Performance/Analytical. These cookies are used by us or our third-party service provider to analyze how our websites are used and how they are performing. The information collected cannot be used to identify you. It is aggregated, anonymous data that is used to improve how our websites work.

Functionality/Preference. We use these cookies to operate our websites in accordance with your choices. They allow us to remember your site preferences and customizations, including username, region, and language, in between visits. Persistent personalized data is encrypted for users’ protection. These cookies cannot be used to track your browsing activity on other websites.

HOW DO I MANAGE OR DISABLE COOKIES?

You can manage or disable cookies through your browser settings. For information on how to enable, disable, or delete existing cookies, please refer to your browser’s instructions by clicking “Help” in your browser menu.

Please be aware that if all cookies are disabled, you may not be able to access or use certain parts of our websites. 

For additional information about managing or disabling cookies, check your browser settings or preferences and look for options such as privacy, tracking or cookies, or visit https://allaboutcookies.org/how-to-manage-cookies.

CONTACT

If you have any questions regarding our Cookie Policy, you may contact us at:

Global Indemnity Group, LLC

Attn: Legal Department

3 Bala Plaza East, Suite 300

Bala Cynwyd, PA 19004

610-664-1500

E-mail: info@global-indemnity.com

Note: We may change this policy at any time. Any changes in this notice will become effective when we make the revised policy available on our websites.

Terms and conditions

Collectibles Insurance Services

Collectibles insurance services

Terms & Conditions of Use

Materials and information contained on this website are proprietary and protected by copyright law. © 2020 Collectibles Insurance Services, LLC. All rights reserved.

Information is provided for general informational purposes and is not intended, nor should be construed, to be complete descriptions of products and services. Collectibles Insurance Services periodically updates and changes the information on this website and reserves the right to do so without any obligation to notify current or prospective clients.

CCPA privacy notice

Collectibles Insurance Services

California

Privacy Statement

This Privacy Notice for California Residents supplements the information contained in the Privacy Notice of Global Indemnity Limited and its subsidiaries (including, but not limited to, United National Insurance Company, American Reliable Insurance Company, Penn-America Insurance Company, Penn-Star Insurance Company, Diamond State Insurance Company, Penn-Patriot Insurance Company, J.H. Ferguson & Associates, LLC, Global Indemnity Insurance Agency, LLC, and Collectibles Insurance Services, LLC (collectively “we,” “us,” or “our”)). We adopt this notice to comply with the California Consumer Privacy Act of 2018 (“CCPA”). Any terms defined in the CCPA have the same meaning when used in this notice.

Information We Collect

We collect information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer (“personal information”). In particular, we have collected the following categories of personal information from consumers within the last twelve (12) months:

CategoryExamplesCollected
A. IdentifiersA real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, Social Security number, driver’s license number, passport number, or other similar identifiers.YES
B. Personal Information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)).A name, signature, Social Security Number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information. Some personal information included in this category may overlap with other categories.YES
C. Protected classification characteristics under California or federal law.Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information).YES
D. Commercial Information.Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.YES
E. Biometric Information.Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as, fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data.NO
F. Internet or other similar network activity.Browsing history, search history, information on a consumer’s interaction with a website, application, or advertisement.NO
G. Geolocation Data.Physical location or movements.YES
H. Sensory data.Audio, electronic, visual, thermal, olfactory, or similar information.NO
I. Professional or employment-related information.Current or past job history or performance evaluations.YES
J. Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)).Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records.NO
K. Inferences drawn from other personal information.Profile reflecting a person’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.NO

Personal Information does not include:

  • Publicly available information from government records.
  • De-identified or aggregated consumer information.
  • Information excluded from the CCPA’s scope, like:
    • personal information covered by certain sector-specific privacy laws, including the Gramm-Leach-Bililey Act (GLBA) or California Financial Information Privacy Act (FIPA), and the Driver’s Protection Act of 1994;
    • health or medical information covered by the Health Insurance Portability and Accountability Act of 1996 (HIPPA) and the California Confidentiality of Medical Information Act (CMIA) or clinical trial data.

We obtain the categories of personal information listed above from the following categories of sources:

  • Directly from our insureds, claimants, or their agents. For example, from applications that our insureds provide to us or our agents related to the insurance for which they engage us.
  • Indirectly from our insureds, claimants, or their agents. For example, through information we collect from our claimants in the course of adjusting their claims.
  • Directly from activity on our websites. For example, any applications for insurance or claims made through any of our websites.
  • From third-parties that interact with us in connection with the insurance we provide. For example, from law firms or independent claims adjusters when adjusting claims.

Use of Personal Information

We may use or disclose the personal information we collect for one or more of the following business purposes:

  • To fulfill or meet the reason for which the information is provided. For example, if you provide us with personal information in order for us to provide you insurance, we will use that information to provide you a quote for insurance or to bind an insurance policy.
  • To provide you with information (a quote for insurance) or services (an insurance policy or claims adjustment) that you request from us.
  • To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collections.
  • As necessary or appropriate to protect the rights, property or safety of us or others.
  • To respond to law enforcement requests and as required by applicable law, court order, or governmental regulations.
  • As described to you when collecting your personal information or as otherwise set forth in the CCPA.
  • To evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by us is among the assets transferred.

We will not collect additional categories of personal information or use the personal information we collected for materially different, unrelated, or incompatible purposes without providing you notice.

Sharing Personal Information

We may disclose your personal information to a third party for a business purpose.  When we disclose personal information for a business purpose, we enter a contract that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any purpose except performing the contract.

In the preceding twelve (12) months, we have disclosed the following categories of personal information for a business purpose:


Category A:             Identifiers.
Category B:             California Customer Records personal information categories.
Category C:             Protected classification characteristics under California or federal law.
Category I:              Professional or employment-related information.

We disclose your personal information for a business purpose to the following categories of third parties:

  • Our affiliates.
  • Service providers.
  • Third parties to whom you or your agents authorize us to disclose your personal information in connection with services we provide to you.

In the preceding twelve (12) months, we have not sold any personal information.

Your Rights and Choices

The CCPA provides consumers (California residents) with specific rights regarding their personal information. This section describes your CCPA rights and explains how to exercise those rights.

Access to Specific Information and Data Portability Rights

You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months. Once we receive and confirm your verifiable consumer request, we will disclose to you:

  • The categories of personal information we collected about you.
  • The categories of sources for the personal information we collected about you.
  • Our business or commercial purpose for collecting or selling that personal information.
  • The categories of third parties with whom we share that personal information.
  • The specific pieces of personal information we collected about you (also called a data portability request).
  • If we sold or disclosed your personal information for a business purpose, two separate lists disclosing:
    • sales, identifying the personal information categories that each category of recipient purchased; and
    • disclosures for a business purpose, identifying the personal information categories that each category of recipient obtained.

Deletion Request Rights

You have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, we will delete (and direct our service providers to delete) your personal information from our records, unless an exception applies.

We may deny your deletion request if retaining the information is necessary for us or our service providers to:

  1. Complete the transaction for which we collected the personal information, provide a service that you requested, take actions reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform our contract with you.
  2. Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities.
  3. Debug products to identify and repair errors that impair existing intended functionality.
  4. Exercise free speech, ensure the right of another consumer to exercise their free speech rights, or exercise another right provided for by law.
  5. Comply with the California Electronic Communications Privacy Act (Cal. Penal Code § 1546 seq.).
  6. Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when the information’s deletion may likely render impossible or seriously impair the research’s achievement, if you previously provided informed consent.
  7. Enable solely internal uses that are reasonably aligned with consumer expectations based on your relationship with us.
  8. Comply with a legal obligation.
  9. Make other internal and lawful uses of that information that are compatible with the context in which you provided it.

Exercising Access, Data Portability, and Deletion Rights

To exercise the access, data portability, and deletion rights described above, please submit a verifiable consumer request to us by either:

Only you or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child.

You may only make a verifiable consumer request for access or data portability twice within a 12-month period. The verifiable consumer request must:

  • Provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or an authorized representative.
  • Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it.

We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you.  Making a verifiable consumer request does not require you to create an account with us.  We will only use personal information provided in a verifiable consumer request to verify the requestor’s identity or authority to make the request.

Response Timing and Format

We endeavor to respond to a verifiable consumer request within 45 days of its receipt.  If we require more time (up to 90 days), we will inform you of the reason and extension period in writing.  If you have an account with us, we will deliver our written response to that account.  If you do not have an account with us, we will deliver our written response by mail or electronically, at your option.  Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer request’s receipt.  The response we provide will also explain the reasons we cannot comply with a request, if applicable.  For data portability requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance.

We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded.  If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.

Non-Discrimination

We will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not:

  • Deny you goods or services.
  • Charge you different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties.
  • Provide you a different level or quality of goods or services.
  • Suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services.

Changes to Our Privacy Notice

We reserve the right to amend this privacy notice at our discretion and at any time. When we make changes to this privacy notice, we will notify you by email or through a notice on our website homepage.

Contact Information

If you have any questions or comments about this notice, our Privacy Statement, the ways in which we collect and use your personal information, your choices and rights regarding such use, or wish to exercise your rights under California law, please do not hesitate to contact us at:

Phone: 800.245.1505
Website: www.gbli.com
Email: info@global-indemnity.com
Postal Address:
Global Indemnity Limited
C/O Global Indemnity Group, LLC
Attn: Stephen W. Ries, Secretary
Three Bala Plaza East, Suite 300
Bala Cynwyd, PA 19004

Last Updated: March 2020

Frequently Asked Questions

If you have additional questions please don’t hesitate to call us Monday – Friday at 888-837-9537 (8:30a.m. – 5:00p.m. ET).

Frequently Asked Questions

Why should I choose CIS to insure my treasured collectibles?

CIS is a company founded by collectors, so we understand that your collection is often more of an emotional investment than a financial one and that each collection is worth far more to its owner than money alone. As experts in collectibles insurance, we have been protecting valued collections since 1966—offering not just coverage, but the kind of peace of mind that standard homeowners insurance simply cannot provide. Here’s just a few reasons why you should chose CIS to insure your valuable collectibles:

  • Proven and Trusted – Protecting collections since 1966, all coverage is provided by a carrier with a group rating of “A” (Excellent) by A. M. Best, the leading rating agency for the insurance industry.
  • Coverage at Home and Away – We provide coverage at any scheduled location in the United States. But, that’s not all. We provide transit coverage, which protects collectible property that is temporarily away from the scheduled location (subject to policy sublimit). If you’re at a scheduled exhibition, show or display, coverage is provided for your collection up to the policy limit—including travel and shipping to and from the event. We also provide optional insurance coverage for collectibles kept in a public storage facility (up to $100,000).
  • Comprehensive Coverage  Coverage includes but is not limited to, accidental breakage, burglary, fire, flood (except in zones A & V), loss in the mail, theft, natural disasters, and other causes of loss unless specifically excluded from the policy.
  • More Affordable Rates – Typically, you will pay less than it would cost to schedule the same items under a homeowners policy. Deductibles start at $0 for collector policies and we provide coverage for the market value of your collection for losses in excess of $50.
  • Less Paperwork and Red Tape – Unlike Homeowners insurance, a schedule or appraisal is not required for most items; however, you are responsible for maintaining your own inventory for insurance purposes (in the event of loss). Individual items or sets valued at $25,000 or more must be scheduled.
  • It’s Fast and Easy – Get a quote online or call our expert CIS team at 888-837-9537 (8:30 am – 5:00 pm (EST), Monday – Friday).
What does CIS insure?

Like most collectors, we’re specialists. Providing collectible insurance is all we do. So we’re able to passionately focus on servicing the needs of collectors like you. Generally, if you can collect it, we can insure it. (The list of what we provide coverage for is a lot longer than what we don’t.) Some of the most popular categories we insure include comics; guns, knives and accessories; sports cards and memorabilia; stamps and toys.

What doesn’t CIS insure?

The following are excluded from our coverage: Government seizure or destruction of property; war and nuclear hazards; gradual deterioration such as fading, creasing or denting; nesting, infestation or discharge or release of waste products or secretions by insects, rodents or other animals; dampness or dryness of atmosphere; changes in or extremes of temperature other than fire; fraudulent, dishonest or criminal acts; voluntary parting with covered property; loss or damage while being worked on by you or others working on your behalf; and mysterious disappearance. This is not a complete list of exclusions and exclusions can vary by policy.

Why doesn’t my homeowners policy cover my collectibles?

Collectibles Insurance Services was created by an avid stamp collector who realized that ordinary homeowners insurance simply couldn’t provide the coverage his rare treasures demanded. For everyday, easily replaced personal property, homeowners insurance is all most people need. But for prized possessions you may have spent a lifetime collecting, it doesn’t go nearly far enough. That’s why we offer a collection of benefits that less specialized insurance doesn’t often provide. For example:

  • Homeowners coverage is typically based on the actual cash value of your collection—not its current market value.
  • Homeowners can limit coverage of all the contents in your home to a percentage of your home’s total value (usually between 50% and 70%).
  • It may not cover losses caused by floods, hurricanes, or earthquakes.
  • Homeowners may have limited or no coverage for valuables like silver, guns, stamps, and other collectible items.
  • You may be required to appraise and schedule all items individually. And new items must be reported and scheduled within 30 to 90 days of acquisition.
How long has CIS been collecting collectibles?

CIS has been protecting collectible inventory since 1966. 50 years later, we’re still providing protection for collectibles of every kind including toys; comics; stamps; sports cards and memorabilia; guns, knives and accessories; and more. We are part of Global Indemnity, a worldwide provider of specialty insurance and reinsurance products and services whose member companies are rated “A” (Excellent) by A.M. Best, so you can be assured of our financial strength & stability.

What is CIS’s insurance rating?

All CIS coverage is provided by a carrier rated “A” by A. M. Best—the leading rating agency for the entire insurance industry. Collectibles Insurance Services is a Managing General Agent for member companies United National Insurance Company®, Penn-Patriot Insurance Company®, and Penn-Star Insurance Company®.

How does CIS pricing compare to other insurance providers?

Typically, you will pay less than it would cost to schedule the same items under a Homeowners policy. Deductibles start at $0 for collector policies and we provide coverage for the market value of your collection for losses in excess of $50.

What happens to my insurance coverage if I grow my collection?

As your collection grows, your policy can be adjusted to include new items or sets in your coverage. You may select “Automatic Monthly Increase” as optional coverage to be added to your policy for new acquisitions and appreciation of your existing collection. Selecting this coverage will apply an automatic monthly increase of 1 percent in coverage, up to a maximum of $1 million.

What can I expect if I need to file a claim with CIS?

You can expect prompt and personal claim service with CiS. As experienced specialists in collectibles, our adjusters understand their value and importance to you. That’s why, should you have a claim, they make every effort to make sure it is settled as quickly and completely as possible. Our company was started by collectors so it’s only natural that we would pay attention to your interests and needs. And that our customer service would always be geared to the collector’s point of view. We provide coverage to dealers for the market value of your inventory less a $200 deductible.

Can CIS help me put a value on my collection?

While a collection, to the collector, is priceless. In the world of insurance, every collection has a value. If you want to get a valuation of your collection, we can help. Value My Stuff is a resource many collectors find helpful in establishing a value from individual items to entire collections. It is an online appraisal company that has a team of experts, all of whom have worked for Sotheby’s, Christie’s or other leading auction houses. The company has specialists in more than 40 collecting categories. After you upload photographs and details of your item, Value My Stuff experts will email you within 48 hours a PDF report and online certificate detailing your item’s history and value.

Can CIS help me manage my collection?

Managing a collection can mystify some collectors. With that in mind, we have provided a few resources that we have found to be helpful and timesaving. Remember, having an inventory at the time of a claim helps you and the insurance carrier substantiate the value of the claim. When taking photos or video of your collection, be sure to capture any and all markings that authenticate the item. Keep a copy of your inventory in a secure, secondary location.

  • Collectify™ – Whether storing receipts and warranties, tracking auction prices or emailing reports, Collectify offers comprehensive cataloguing software.
  • Capture My Assets™ – A complete approach to documenting your collectibles, including an asset management system.

Collector Systems – A cloud-based collectibles management solution providing unlimited storage.

How do I contact CIS?

Contact Collectibles Insurance Services using the information below. Our office hours are Monday – Friday, 8:30 am – 5:00 pm (EST):

Phone 888-837-9537
Fax 410-876-9233

General Inquiries: info@collectinsure.com
Agent Inquiries: agent@collectinsure.com
Billing Inquiries: billing@collectinsure.com

Mailing Address: Collectibles Insurance Services P.O. Box 1146 Bala Cynwyd, PA 19004

Payment Address: Collectibles Insurance Services Lockbox #4307 P.O. Box 8500 Philadelphia, PA 19178-4307

What we can help insure

If you collect it, we can help insure it If you have any questions, please call us toll-free Monday – Friday at 888-837-9537 (8:30a.m. – 5:00p.m. ET).

Check out our collection

Here is a partial list of what we can help insure. If you don’t see your collection, you can discuss with our expert Collectibles Insurance team by calling toll-free 888-837-9537.

  • Advertising Collectibles
  • Antique Radios/Phonographs
  • Antique Tools
  • Art (Comics, Animation, Lithographs, Prints)
  • Bears/Steiff Collections
  • Books & Manuscripts
  • Club/Organization Memorabilia
  • Coin Operated Devices
  • Coins (except Gold & Platinum)
  • Comics
  • Dolls
  • Entertainment Memorabilia
  • Fine Art
  • Furniture
  • Glass/Pottery
  • Guns/Knives/Other Arms & Accessories*
  • Hunting/Fishing
  • Limited Edition Items
  • Magic: The Gathering (MTG)
  • Militaria
  • Movie Props
  • Musical Instruments
  • Native American, including Arrowheads
  • Paper/Ephemera
  • Petroliana
  • Political Memorabilia
  • Records & CDs
  • Sports Cards & Memorabilia
  • Stamps & Philatelic Items*
  • Toys/Action Figures
  • Trains, including Layouts
  • Video Games
  • Vintage Clothing
  • Vintage Sewing & Textiles
  • Western Americana
  • Writing Instruments
  • Zippo Lighters

A schedule is required for individual items or sets valued over $25,000.

* Coverage provided under a separate policy.

Why insure collectibles

For your prized possessions, homeowners usually doesn’t go far enough. If you have any questions, please call us toll-free Monday – Friday at 888-837-9537 (8:30a.m. – 5:00p.m. ET).

Full protection, at home or away

We do what homeowners can’t

For everyday, easily replaced personal property, homeowners insurance is all most people need. But for prized possessions you may have spent a lifetime collecting, it usually doesn’t go far enough. Here’s why:

  • Homeowners coverage is typically based on the actual cash value of your collection – not its current market value.
  • It can limit coverage of all the contents in your home to a percentage of your home’s total value (usually between 50% and 70%).
  • It may not cover losses caused by floods, hurricanes, or earthquakes.
  • It may have limited or no coverage for valuables like silver, guns, stamps, and other collectible items.
  • You may be required to appraise and schedule all items individually. And new items generally need to be reported and scheduled within 30 to 90 days of acquisition.

On the other hand, Collectibles Insurance Services is a company founded by collectors, for collectors, so we understand that your collectibles are often more of an emotional investment than a financial one and that each collection is unique and worth far more to its owner than money alone. As experts in collectibles insurance, we have been protecting valued collections since 1966 – offering not just coverage, but the peace of mind that standard homeowners insurance typically cannot provide. Here’s just a few reasons why you should consider Collectibles Insurance Services to help insure your valuable collectibles:

A full range of protection less $0 deductibles
Comprehensive coverage includes, but is not limited to: accidental breakage, burglary, fire, flood (except in zones A & V), loss in the mail, theft, natural disasters, and other causes of loss unless specifically excluded from the policy. Deductibles start at $0 for collector policies and we provide coverage for the market value of your collection for losses in excess of $50.

At home and away protection
We provide coverage at any scheduled location in the United States. But that’s not all. We provide transit coverage, which protects collectible property that is temporarily away from the scheduled location (subject to the policy sublimit). If you’re at a scheduled exhibition, show or display, coverage is provided for your collection up to the policy limit – including travel and shipping to and from the event. We also provide optional insurance coverage for collectibles kept in a public storage facility.

More affordable rates
Typically, you will pay less than it would cost to schedule the same items under a homeowners policy.

Less paperwork and red tape
Unlike homeowners insurance, a schedule or appraisal is not required for most items. However, you are responsible for maintaining your own inventory for insurance purposes (in the event of loss). Individual items or sets valued at $25,000 or more must be scheduled.

Proven and trusted coverage
We have been protecting collections since 1966 and all coverage is provided by a carrier with a group rating of “A” (Excellent) by AM Best, the leading rating agency for the insurance industry.

Fast and easy
Call today or get an online quote in minutes.

Collectibles insurance vs standard homeowners policy

We do what homeowners insurance can’t. If you have any questions, please call us toll-free Monday – Friday at 888-837-9537 (8:30a.m. – 5:00p.m. ET).

Homeowners coverage usually doesn’t go far enough

Specialized coverage for your collectibles

For everyday, easily replaced personal property, standard homeowners insurance is all most people need. But for prized possessions you may have spent a lifetime collecting, it may not be enough. For example:

  • Homeowners coverage is typically based on the actual cash value of your collection— not its current market value
  • It can limit coverage of all the contents in your home to a percentage of your home’s total value (usually between 50% and 70%)
  • It may not cover losses caused by floods, hurricanes, or earthquakes
  • It may have limited or no coverage for valuables like silver, guns, stamps, and other collectible items
  • You may be required to appraise and schedule all items individually. And new items generally need to be reported and scheduled within 30 to 90 days of acquisition

Proven and trusted: Protecting collections since 1966, all coverage is provided by a carrier with a group rating of “A” (Excellent) by AM Best, the leading rating agency for the insurance industry.

Wondering what your collectible is worth?

Take advantage of industry leading tools to help determine its value. If you have any questions, please call us toll-free Monday – Friday at 888-837-9537 (8:30a.m. – 5:00p.m. ET).

Where to go for an expert opinion

Value My Stuff

A collection—to the collector—is priceless. We understand that, but in the world of insurance, every collection has a value. If you want to get a valuation of your collection, we can help. Listed below are resources many collectors find helpful in establishing a value from individual items to entire collections.

Value My Stuff™ is an online appraisal company that has a team of experts, all of whom have worked for Sotheby’s, Christie’s or other leading auction houses. The company has specialists in more than 40 collecting categories. After you upload photographs and details of your item, Value My Stuff experts will email you within 48 hours a PDF report and online certificate detailing your item’s history and value.

Comic Book Collectors. Metropolis Collectibles offers a free appraisal service  provided by nationally recognized experts in comic book evaluation. The retail value of your comic book is based on desirability, relative scarcity, and historical significance.

For comic book grading, Certified Guaranty Company® (CGC®) is a leading third-party grading service. Employing a team of 20+ professional graders, multiple experts will examine each collectible and assign a grade according to a well-established and internationally accepted standard. They offer free or paid annual memberships with many benefits. Check out what CGC membership has to offer.

Stamp Collectors. A good starting point is our former owner, Dan Walker, winner of the American Philatelic Society’s Champion of Champions Award and signatory of The Roll of Distinguished Philatelists. While not a certified appraiser, Dan knows the value of stamps and is a recognized expert in the field. If he is not familiar with your particular area of stamps, he knows who is and will direct you to that source. You can reach him at danforthwalker@comcast.net.

Resources

We’re here to help. If you have any questions, please call us toll-free Monday – Friday at 888-837-9537 (8:30a.m. – 5:00p.m. ET).

Links to appraisers

Tools, Forms & Brochures

Below you’ll find links to appraisers who can assist you in establishing a value to your collection and qualified inventory management sources. In addition, we have included all the applications and brochures you may need.

Valuation tools
A collection—to the collector—is priceless. We understand that, but in the world of insurance, every collection has a value. If you want to get a valuation of your collection, we can help. Listed below are resources many collectors find helpful in establishing a value from individual items to entire collections.
Value My Stuff™ is an online appraisal company that has a team of experts, all of whom have worked for Sotheby’s, Christie’s or other leading auction houses. The company has specialists in more than 40 collecting categories. After you upload photographs and details of your item, Value My Stuff experts will email you within 48 hours a PDF report and online certificate detailing your item’s history and value.

Comic Book Collectors. Metropolis Collectibles offers a free appraisal service  provided by nationally recognized experts in comic book evaluation. The retail value of your comic book is based on desirability, relative scarcity, and historical significance.

For comic book grading, Certified Guaranty Company® (CGC®) is a leading third-party grading service. Employing a team of 20+ professional graders, multiple experts will examine each collectible and assign a grade according to a well-established and internationally accepted standard. They offer free or paid annual memberships with many benefits. Check out what CGC membership has to offer.

Stamp Collectors. A good starting point is one of our former owners, Dan Walker, winner of the American Philatelic Society’s Champion of Champions Award and signatory of The Roll of Distinguished Philatelists. While not a certified appraiser, Dan knows the value of stamps and is a recognized expert in the field. If he is not familiar with your particular area of stamps, he knows who is and will direct you to that source. You can reach him at danforthwalker@comcast.net.

Collection management tools
Managing a collection can mystify some collectors. Here are a few resources we have found to be helpful and timesaving. Remember, having an inventory at the time of a claim helps you and the insurance carrier substantiate the value of the claim. When taking photos or video of your collection, be sure to capture any and all markings that authenticate the item. Keep a copy of your inventory in a secure, secondary location.

  • Collectify™. Whether storing receipts and warranties, tracking auction prices or emailing reports, Collectify offers comprehensive cataloguing software.
  • Capture My Assets™. Capture My Assets is a complete approach to documenting your collectibles, including an asset management system.​
  • Collector Systems. Collector Systems is a cloud-based collectibles management solution providing unlimited storage.

Forms & brochures
Below are our applications and helpful brochures. Click to access those you need. Completed applications may be emailed to info@collectinsure.com or faxed to 410-876-9233. If you have any questions, please call us toll-free Monday – Friday at 888-837-9537 (8:30a.m. – 5:00p.m. ET).

Applications

Collector Application
Collector Moving Application
Collector Scheduled Premises (Physical Location) Change Form
Collector Gold & Platinum Coin Application
Dealer Application
Dealer Incidental Coin Bullion & Jewelry Application
Dealer Scheduled Premises (Physical Location) Change Form

Brochures

Collector Brochure
Dealer Brochure

Agent applications and brochures

Please email applications to agent@collectinsure.com or fax to 410-876-9233.

Official Baseball Official Baseball
Official Baseball

Click to access what you need

Forms & Brochures

Below are our applications and helpful brochures. Click to access those you need. Completed applications may be emailed to agent@collectinsure.com or faxed to 410-876-9233. If you have any questions, please call us toll-free Monday – Friday at 888-837-9537 (8:30a.m. – 5:00p.m. ET).

Applications

Collector Application
Collector Moving Application
Collector Scheduled Premises (Physical Location) Change Form
Collector Gold & Platinum Coin Application
Dealer Application
Dealer Incidental Coin, Bullion & Jewelry Application
Dealer Scheduled Premises (Physical Location) Change Form

Brochures

Collector Brochure
Dealer Brochure