Playfully simple insurance
Collectibles Insurance Toys
Collectibles Insurance for Toys
Perhaps it has something to do with the nostalgia, but toy collections are among the most popular things to collect. Whether it’s a Breyer horse, a prized action figure, a Barbie doll, or a limited-edition board game, we’ve got you covered! Collectibles Insurance Services can help offer protection to keep your favorite vintage and antique toys secure.
Comprehensive Toy Insurance
- Accidental Breakage
- Burglary
- Fire
- Flood (except in Zones A & V)
- Loss in the Mail
- Natural Disasters
- Theft
- Other causes of loss, unless specifically excluded from the policy (see exclusions)
Coverage for Your Toy Collection at Home and Away
- Travel – Transit coverage protects collectible property that is temporarily away from the scheduled location, subject to the policy sublimit.
- Exhibitions – If you’re at a scheduled exhibition, show, or display, coverage is provided for your prized toys up to the policy limit – including travel and shipping to and from the event.
- Storage Facilities – For an additional premium, we offer optional insurance coverage for toys kept in a public storage facility.
An Insurance Company With More Affordable Rates
We offer insurance policies with offer affordable coverage compared to the average insurance policy! Typically, the cost for a policy we offer is less than it would cost to schedule the same items under a homeowners insurance policy.
Less Paperwork and Red Tape
Unlike the average homeowners policy, we do not require a schedule or appraisal for most items; however, you are responsible for maintaining your own inventory of your toy collection for insurance purposes (in the event of loss). The only exceptions are individual items or sets valued over $25,000 apiece, which would have to be scheduled items.
We’re Proven and Trusted
We offer policies that are proven and trusted! We have been insuring collectibles like yours since 1966. And all coverage is provided by a carrier with a group rating of “A” (Excellent) by AM Best – the leading rating agency for the insurance industry.
Deductibles starting at $0
Deductibles start at $0 for collector policies. We provide coverage for the market value of your toys for losses in excess of $50. All dealer policies have a $200 deductible.
Insurance that grows with your collectibles
Collections tend to grow, so your policy can be adjusted to include any newly acquired items.
Inflation coverage
You may select “Automatic Monthly Increase” as optional extra coverage to be added to your policy for new acquisitions and appreciation of your existing collectibles. Selecting this coverage will apply a monthly automatic coverage increase of 1% in coverage, up to a maximum of $1 million.
We provide coverage for dealers, too
If you want to protect your dealer inventory and your clients’ private collections, for which you are responsible, we also offer special Dealers Insurance.
Superior customer service
Our company was started by collectors, so it’s only natural that we pay attention to your interests and needs. And that our customer service would always be geared to the collector’s point of view.
Prompt and personal claim service
As experienced specialists in toy collections, our adjusters understand the value and importance of your collection. That’s why, should you have a claim, they make every effort to make sure it is settled as quickly and completely as possible.
CIS Company Brochure
Want to learn more about the services we offer? Check out our collector brochure and our dealer brochure.
Related Services
We don’t just help cover your toy collection! We help provide coverage for collectibles of all kinds. The list of what we cover is longer than our list of what we don’t.
Get A Quote
Getting a quote is fast and easy! If you’re interested in insuring your toy collection, be sure to get a quote today.