Did you know that comic books and graphic novels have become popular in the classroom? Believe it or not, these treasure troves of both written and visual storytelling have been proven to be a great aide for advanced learning – as well as an attractive option for those who aren’t as interested in reading.
The activity in the brain for a student who is processing a visual narrative is very similar to the activity when they are processing text. Add to this the ability to read the graphic novel analytically and you’ve got a great tool for learning! Graphic novels provide an opportunity to think deeply about storytelling and contribute to a student’s understanding of the world around them – as well as their ability to create their own stories.
Do you think that graphic novels are a great learning tool?
Jerry Simon’s collection of fantasy art got started when he was about 20 years old. He had started going to Comic Con and purchasing sketches from artists that he liked. Eventually, he started collecting pages from comic books. “I don’t have a particular nostalgia for a specific comic book – I just like all the characters!” he explains.
Over the years, this love of art blossomed into a collection, and eventually he began to focus on Magic the Gathering. “Magic was a big part of my childhood, and as a young kid I didn’t realize that there were thousands of traditional works being produced.” Today, the collection is about 80% Magic the Gathering, and the rest is general fantasy and comic book art.
Jerry realized he was a collector when he went to purchase a home and decided to reach out to an art dealer that he knew. He planned to sell some of his art to help finance his home. The dealer actually came to his house and sent a film crew to get footage of the collection. “That’s when I realized, ‘I’m a collector now!’” shares Jerry. “That moment was the moment where I realized the value of what I had.”
Jerry’s collection is special to him because with original artwork, everything is one of a kind. While he finds it difficult to name a favorite item from his collection, he mentions a piece called “Soul Burn” by Rob Alexander. This art is of a Magic the Gathering card of the same name. “I remember holding the card as a kid, and literally 20 years later I had the opportunity to buy it. This connected my back to my childhood in a tangible way. To have the original art is such a cool experience!”
Another memorable purchase was a piece by legendary comic artist Bernie Wrightson. “I would dream of owning a Bernie!” shares Jerry. He decided to drive to Baltimore to meet someone who was selling this piece for a high sum for Jerry. He was so nervous carrying that much money on him that after he made the purchase and left with his wife, the seller gave him a call. “You must be really nervous – you paid me more than you should have paid me!” The man was nice about it and returned the money, but Jerry remembers this story with a laugh. The man told him, “Right now, this is a lot to you. But as a collector, you’ll eventually spend way more and not even think about it.”
The man turned out to be right, Jerry confirms. “When I was starting out, $10 and $20 was a lot to me. I’ve spent way more than that in the last month!” He is constantly buying, selling, and trading artwork. In fact, so much art has passed through his hands that he has a dealer policy with Collectibles Insurance Services, rather than a standard policy. He’s only made one claim since he got the dealer’s policy, and “It took me two seconds to make the claim. They refunded me the entire amount. It was super easy!”
Jerry also shares that as he has gotten deeper into the hobby, he has found a strong connection with other collectors. “As you become a seasoned collector, you expand your searches, and you track auction houses and have a network of collectors. It’s a community!” In fact, many of his best friends are fellow collectors, and some of his collection is stored at friend’s houses, which he notes is a little unusual. His own home is full of art. “I have art on the walls, art on the floor, art in cubbies, art in file cabinets, and art in my office.”
Did you know that 60% of Americans believe it is socially acceptable to start celebrating Halloween before October? Now that October is upon us, there is no doubt that the spooky season has officially begun!
How will you be celebrating Halloween this year? Here are some Halloween collectibles that you may want to check out if you are a fan of the holiday!
Annual Pokémon Halloween Collection
This collection of plush toys and Halloween-themed trading card packs was released in September! It even includes some amazing jack-o-lantern inspired ceramic pumpkins featuring Pikachu and Gengar.
Dubbed “Trick or Trade BOOster Bundles”, this Pokemon Trading Card game features characters such as Zubat, Gengar, Pumpkaboo, Mimikyu and Polteageist. Each card will be stamped with a Pikachu jack-o-lantern!
To celebrate the season, Funko released a series of horror-based POPS! These include characters from Silence of the Lambs, Carrie, The Nightmare Before Christmas, the Disney Villains, E.T., Child’s
Play, Halloween, Nosferatu, The Simpsons, and Trick ‘r Treat.
Dennis’ collection of Native American artefacts started around 50 years ago, when he opened a restaurant called the Wagon Wheel. The inside and outside of the building was made of logs. One day in 1974, a regular customer walked in bearing a large frame filled with arrowheads, with old calendars as the background. He told Dennis, “You need this, and you should hang it on the wall.” He wanted $50 for it. Dennis didn’t have $50 at the time, but the customer allowed him to pay as he was able, so Dennis accepted the frame and hung it in the restaurant.
Over the years, other customers began to bring things in – both frames and individual arrow heads. They would often accept a trade of a drink or dessert in exchange for the arrowheads. Over time, this collection grew and developed. Today, Dennis is interested in collecting Native American artefacts of all shapes and sizes. His focus is on interesting items that were made by hand. “That’s what I really enjoyed – the things made by hand that took so much time – when time was available and not of the essence,” shares Dennis.
Dennis’ collection mainly comes from the 1860s through 1920 – a time period that many don’t think of when it comes to Native Americans. There was almost a 200-year gap between those Native Americans on the east coast and those who lived in the west. “The clothing that was worn changed considerably from the east coast to the west coast and the items were considerably different.” Dennis’s collection contains many items that were early reservation items from the East coast.
Many items were sold at roadside stands and on the reservations to people as they traveled from the east coast to the west coast by train. It’s hard to find items before the 1850s, and those items are very expensive and difficult to find. Despite this, the earliest pieces in the collection can be dated back to 900 to 1000 BC. “That is because the stone artefacts go way back. The earliest in my collection would be some arrow points that are identified as clovis – clovis is a type of point identified by the way that the point is chipped.”
Dennis’ wife seemed to have the revelation that he was a collector before he had it! “It was taking up the wall space in the house. It was becoming filled with various artefacts, and my interest was the hunt and the find. I think she recognized I was a collector before I did!” Of his burgeoning collection of nearly 1,110 items, Dennis doesn’t have a favorite piece. “[I like] all of them! They don’t compete with one another because they are so different.”
On interesting item that Dennis mentions is a bonnet case – also called a parfleche. It was made from the hide of a buffalo, and it was painted. It has leather drops that are 4.5” long. “It’s from the plains area,” he shares. “The Indian headdresses back then were often 2-3 feathers that stood straight up. When they moved locations, they would put them in the bonnet case rolled up to protect them.”
Another special item in the collection is a set of two beaded bags, which Dennis found a few years ago at a consignment store. “I really thought they would be nice to add to the collection. I was pretty sure one was from the Ute tribe and the other was Apache, so I took those for further identification.” He went to a museum, and they identified the first bag as Ute, but they didn’t think the other was Apache. They referred him to someone else, who reached the exact some conclusion; they couldn’t identify the second bag, except to say that it wasn’t Apache. They referred him to a third person who at last identified the bags as Ute and Apache. This boosted Dennis confidence – he has spent a lot of time over the years studying American Indians, and he felt gratified that his initial instinct about the bag was correct. What’s more is that the bag was actually a bag that contained ceremonial face paint – and the red paint was still inside!
One thing that Dennis doesn’t collect is anything that could have come from ceremonial grounds. “I avoid ceremonial items out of respect to where they should belong. I have a profound respect for things that were part of their religious ceremonies surrounding death and birth.”
The entire collection is on display in the house. “It’s in every single room!” It is housed in cabinets that were an estate sale find. “The collection displays well, but it’s not crowded. You can move around without a fear of breaking something.” The wall and floor space of the home are pretty much taken up by the collection. Fortunately, Dennis’ wife Vicki has been okay with that because they have two homes. The agreement is that she decorates one and Dennis has free reign over the other.
Of his entire collecting journey, Dennis comments that, “The hunt has been the most fun part – the most rewarding part. It’s also about the little stories that go with each and every piece. I’ve had fun finding items that come from all parts of the country.”
Nancy Jackson started collecting sterling silver about 18 years ago. She and her husband, an avid coin collector, went to a lot of flea markets together. “We happened to come across a stand of tarnished sterling bowls, so I bought one for $10 and I showed my husband.” He told her that it was a great buy, so she bought a few more bowls, and a collection was born.
At antique shows and flea markets, Nancy would spot new items for her collection. At the time, silver was very low in price and easy to purchase, but the value has since increased. “Most of my pieces have probably gone up at least three or four times what I originally paid for them,” she shares.
When she purchases a tarnished piece, Nancy will clean it and polish it up. “I actually like to clean silver!” she says. “You have to learn how to do it, but it’s not hard once you get the method down.”
Of her collection, Nancy has several favorite pieces. “One piece that I like quite a bit – I call it the bird bowl. It’s a fairly large bowl with birds and flowers, and it’s a very pretty bowl,” she explains. Also among her favorites is a Whiting Lily Flatware set. She also prefers silver pieces by the maker Kirk and Son. “A lot of their stuff is flowery and quite detailed.”
The most valuable items in her collection are two tea sets. One is called Old English by Poole and the other is made by Graff, Washburn, and Dunn. She also has quite a few pieces of Tiffany silver.
Overall, Nancy has 21 cabinets filled with silver and alphabetized from A to S. The cabinets are in all the rooms of her house, including the bathroom and the bedroom. Says Nancy, “I like to look at shiny things and I have plenty of them to look at. It’s rather unique because my house looks like an antique shop!”
Nancy has another collection besides her silver – she inherited a Hummel collection from her mother and grandmother. “I’m one of those people that likes to collect things!”
Tim and Jamie Saloff both share a passion for collecting that is heavily influenced by the older generation, as Tim was partially raised by his grandparents, and Jamie’s older parents declared she was a ‘do it yourself grandchild.’ “Before we were married, we started collecting some things,” shares Jamie. “My cousins taught us some basics about 20th century antiques. They had gone overboard with collecting, filling their home with amazing things. We were hooked!”
Although the Saloffs had been collecting for a while, when Tim picked up a carved, April Green art deco lamp with a “Cowan Pottery” sticker on the bottom, he wanted to know more. Shares Tim, “I went to the public library and found a reference about a fellow collector from Cleveland who had collected Cowan. Upon his death, he donated hundreds of pieces of the pottery to the Rocky River Library system. As it happened, the library’s curator was giving a talk the next morning, so I drove over. After his talk, the curator recognized my interest and took me into their meeting rooms in the bowels of the library building. Every closet was filled floor to ceiling with Cowan Pottery, and he just kept opening door after door after door. I was bugging out because of all the great pieces!”
From there, a love of collecting grew. Over time, the couple migrated to better and better designer pieces. When their sons were young, they would go out on the weekends to visit antique shops, flea markets, and antique shows to add to their burgeoning collection. The boys took an interest as well. “Gradually, our collection became more like my cousins’,” shares Jamie.
The collection may have grown from Cowan Pottery, but it quickly expanded to many other 20th century items. “We have a very eclectic and very diverse collection!” shares Tim. It’s hard to choose favorites, but Jamie mentions an art deco ‘Petipoint’ iron, designed by Clifford Brooks Stevens for the Waverly Corp. The iron has Machine Age fins on it like wings. “It looks like it could take off!” She also adores a small blue Westclox ‘Stellar’ clock. The star and moon hands circle the Earth on a deep blue, star-filled background. Tim loves his Catalin radios, which have beautiful marbleized cases that tend to glow when lit up. “I love putting them on the bookshelf and displaying them!”
Tim loves the Cowan Pottery, which includes their production pieces, but they were known for their figural nude flower frogs and many artist designer pieces, which were offered only in limited editions. He notes that after Cowan closed its doors due to the Great Depression, many of their artists and designers went on to become famous in their own right, creating some of their best works. Some of his favorites are pieces by those artists. One of them is a head that was displayed at the 1939 World Fair by Edris Eckhardt entitled ‘Sea.’ “Waves of water from which starfish and fish leap out, is her hair. Her skin is the sand,” shares Tim. “It’s just an awesome design!”
What’s unique about this collection is that everything is on display in their home. Even when their sons were young and lived at home, only two or three pieces have ever been broken over the years. Jamie and Tim’s philosophy of putting everything on display stemmed from a sad incident with a dear friend’s collection. This friend had her entire collection packed away in boxes, only to discover one day that the boxes were empty – her son had sold the collection for drug money. “It was just horrible!” shares Tim. “We decided then and there that we were going to display our stuff and enjoy it.”
Tim and Jamie have very high standards for quality when it comes to collecting. “We’ve seen people buy damaged items,” shares Tim, “and you always have to compromise if you want to trade or sell it later. If we desire an item, we look until we find one in great shape.” They also believe it’s very important that anyone selling online learns to properly pack the pieces to help them survive shipping. “It’s heartbreaking when a piece survived 100-120 years, and it arrives in a thousand pieces after 3-4 days of transit!” shares Tim. “This happens far too often. This is avoidable with care and understanding.”
They believe in the importance of knowledge when it comes to collecting. Shares Jamie, “Knowledge is key! So often I see individuals who throw out or give away valuable items. For example, they don’t know something like a Bakelite [plastic] bracelet might be worth more than grandma’s favorite necklace. I recommend finding a reputable appraiser before tossing vintage items.” Shares Tim, “The research is what I love! Invest in books, print or online. I probably have 750 research books I’ve bought over the years and read cover to cover and refer to often. Learn about what you are buying. There’s a myriad of material online now that didn’t exist when we began collecting. You can now do so within your own level of comfort.
Tim tries to look at the collection as an investment. “I have always tried to pay less than half of the market value when I collect. If they go up in value, then great, but if they go down, then I’m still ahead.” Over the course of 40 years, Tim has typically succeeded in his goal of paying less than half the value. “I once paid $1 for a piece of TECO Pottery – even though at the time I didn’t know it had value, I just liked it. Today it’s worth $2,000! Everyone wants that kind of find, but they don’t come around often. I bought my first rare, red Catalin radio for $12. Only later did I learn of its value.”
This collection of 3569 carefully catalogued pieces has afforded Jamie and Tim many opportunities, including compiling a book entitled, The Collector’s Encyclopedia of Cowan Pottery, speaking at events,and writing price guide sections for a variety of sources. Jamie realized how incredible their personal collection was on a trip to a London museum. “They had items on display that we had on our book shelves,” Jamie explains. “I realized that we had some really good items!”
Tim says “Above all, enjoy collecting! It doesn’t matter what you have available to spend; it’s about the search and journey along the way. We started when we didn’t have much money, but it was fun and a family affair. Educate yourself on what you like, buy things that bring you joy, and you’ll never go wrong!”
Conor Dullaghan considers himself to have been a collector his entire life. What started with things like Coca Cola and stamps eventually evolved into arguably one of the largest privately held collections of Irish Militaria – which includes medals, badges, uniforms, and other ephemera. “I started collecting in earnest around 15 years ago,” shares Conor. He had recently relocated to Ohio and found that his evenings were quiet, so he started collecting to fill his time. He looked for both online and physical auctions where he could add to his growing collection.
Conor’s collection focuses on a very specific time period in Ireland: 1916-1946. On a global scale, this period encompasses World War I and II. However, the island of Ireland had its own experience during these years. In April 1916, there was an Irish rebellion, primarily centered in Dublin, where the rebels were looking to gain their independence from Great Britain. World War II was known as The Emergency in Ireland. “It’s a very interesting period in Irish history,” shares Conor.
One of Conor’s favorite items is a group of medals awarded to a husband and wife. The female recipient of two of these medals was a lady named Winifred Carney. “She was a fierce woman,” explains Conor. “She was the confidant of one of the major leaders during the rebellion in 1916.” Interestingly, Conor also owns a WWI trio of medals that were awarded to her husband – British medals. Her husband was a founding member of a group called the Ulster Volunteer Force, which was founded in opposition against the notion of Irish freedom. “What I love about their story is that the two couldn’t come from more divergent backgrounds, but socialism and love brought them together.” Conor loaned these medals to the city of Belfast for the Centenary celebrations in 2016. The medals were displayed in Belfast City Hall and seen by over 20,000 visitors during that exhibition.
Another item that’s important to Conor is a lot that he purchased from Sotheby’s in England. This lot included an album and a very special wooden object. The album contains papers that were taken by a British officer who was put in charge of a key location after the 1916 rebellion was quelled. He brought this paper back to England before going off to fight in France. He was killed in action in France in September of that year. The paper that survived is an archive of important printed matter from that period. It includes a document – a half proclamation signed by seven brave men who were part of the rebellion. “The US equivalent would be our Declaration of Independence,” Conor explains. This document was used as evidence against these men, who were all executed as a result. The piece of wood is a printer’s mallet that was, most likely, used to typeset this important document. “It’s an amazing surviving relic from that time period.”
Conor recently acquired a military uniform that belonged to a specific lady – a rare find. “It was one of only a handful of surviving examples of a “Cumann na mBan” uniform from the earliest days of the group – the Irish words for the Women’s Council,” explains Conor. “They were the female military branch of the revolutionaries back in 1916.” The uniform is comprised of her skirt, tunic and hat. Conor also has a photograph of the woman wearing this uniform in 1922, which a friend helped him to colorize.
Overall, Conor’s collection has at least 10,000 items, and they range in value from tens of dollars to tens of thousands of dollars. He tracks everything with an online system called Airtable. Airtable allows him to track the date of acquisition, category, who he acquired the pieces from, the value, how much he paid, and other notes. Everything is on display in his home. He has several rooms full of items, which are set up like a mini museum.
Conor likes to share his collection with as many people as possible, so he has been building an online presence since 2015. His Facebook group of over 12,000 members is very active. He has had the opportunity to exhibit the collection as far away as Colorado. He has also loaned some of his items to various institutions in Ireland.
Conor finds that his policy with Collectibles Insurance Services has given him great piece of mind when it comes to his collection. “It’s a painless process to onboard and get insured. I would encourage anyone with high value collections to contact Collectible Insurance Services and get that coverage!”
If you haven’t already heard of it, Webtoon is an online platform for mobile comics that has seen monumental growth in the past several years. Originating from South Korea and owned by the tech giant, Naver, Webtoon has paid English-language creators around $27 million since 2020 – that’s an average of $1 million per month.
Webtoon provides a lucrative storytelling opportunity for aspiring comic creators, and it allows comic fans the opportunity to read and follow comics online. It uses advanced analytics to connect their audience to creators that they might enjoy. This allows creators to build a fan base on the platform and monetize their work.
The world of digital comics is an interesting space, and a growing community of people are following along. Do you prefer digital or physical comics?
Assembling your collection is half the fun. We provide coverage that stretches to meet your needs.
Superhero protection
Comics
It’s the hero at the center of the story that inspires you to collect your comic books. We get it. Collectibles Insurance Services was founded by collectors, for collectors. It’s all we do. In fact, you might say that we’re the superheroes of specialized insurance coverage for comic collections of all sizes.
But while securing that prized Golden, Silver, Bronze Age or Modern comic book likely took significant time, energy and money, your insurance coverage to protect it shouldn’t. That’s why our process is fast and easy and coverage is comprehensive and affordable. So you can get back to doing what you enjoy most – finding that next prized comic book to add to your collection.
Comprehensive coverage
Accidental Breakage
Burglary
Fire
Flood (except in Zones A & V)
Loss in the Mail
Natural Disasters
Theft
Other causes of loss, unless specifically excluded from the policy (see exclusions)
Coverage at home and away
Travel – Transit coverage protects collectible property that is temporarily away from the scheduled location, subject to the policy sublimit.
Exhibitions – If you’re at a scheduled exhibition, show or display coverage is provided for your collection up to the policy limit – including travel and shipping to and from the event.
Storage Facilities – For an additional premium, we offer optional insurance coverage for collectibles kept in a public storage facility.
More affordable rates
Typically, you will pay less than it would cost to schedule the same items under a homeowners policy.
Less paperwork and red tape
Unlike homeowners insurance, we do not require a schedule or appraisal for most items; however, you are responsible for maintaining your own inventory for insurance purposes (in the event of loss). The only exceptions are individual items or sets valued over $25,000 apiece, which would have to be scheduled.
We’re proven and trusted
We have been protecting collections like yours since 1966. And all coverage is provided by a carrier with a group rating of “A” (Excellent) by AM Best – the leading rating agency for the insurance industry.
Deductibles starting at $0 Deductibles start at $0 for collector policies. We provide coverage for the market value of your collection for losses in excess of $50. All dealer policies have a $200 deductible.
Insurance that grows with your collectibles Collections tend to grow, so your policy can be adjusted to include any additions to your collection.
Inflation coverage You may select “Automatic Monthly Increase” as optional coverage to be added to your policy for new acquisitions and appreciation of your existing collection. Selecting this coverage will apply an automatic monthly increase of 1% in coverage, up to a maximum of $1 million.
We provide coverage for dealers, too If you want to protect your dealer inventory and your clients’ collections, for which you are responsible, we also offer special Dealers Insurance.
Superior customer service Our company was started by collectors so it’s only natural that we would pay attention to your interests and needs. And that our customer service would always be geared to the collector’s point of view.
Prompt and personal claim service As experienced specialists in collectibles, our adjusters understand their value and importance to you. That’s why, should you have a claim, they make every effort to make sure it is settled as quickly and completely as possible.
Frequently Asked Questions
Will CIS insure my comic book collection?
u003cpu003eFrom Golden Age comics (including Batman No. 1 and Superman No. 1) to Silver Age comics and Bronze Age comics, comic books are among the most enjoyable collectibles around. We have insured comics collections of all sizes since 1996 (and stamps for nearly 50 years), so we know how much you value your collection. Thatu0026rsquo;s why we provide equally valuable features in our coverage.u003c/pu003e
Can CIS help me put a value on my comic book collection?
u003cpu003eIf youu0026rsquo;re a comic book collector, you may want to check out Dreck Check. Designed with the serious collector in mind, Dreck Check is a u003ca href=u0022https://www.dreckcheck.com/u0022 target=u0022_blanku0022 rel=u0022noopeneru0022u003ecomic book search engineu003c/au003e for collectors and dealers. This free search engine provides real-time price guides based on the most up-to-date auction information found across the web. Another for valuation is Metropolis Collectibles. This site offers a u003ca href=u0022https://www.metropoliscomics.com/load_article.php?type=articleu0026amp;action=viewu0026amp;article_id=9u0022 target=u0022_blanku0022 rel=u0022noopeneru0022u003efree appraisal serviceu003c/au003e provided by nationally recognized experts in comic book evaluation. The retail value of your comic book is based on desirability, relative scarcity, and historical significance. For comic book grading, Certified Guaranty Companyu0026reg; (CGCu0026reg;) is a leading third-party grading service. Employing a team of 20+ professional graders, multiple experts will examine each collectible and assign a grade according to a well-established and internationally accepted standard. They offer free or paid annual memberships with many benefits. u003ca href=u0022https://www.cgccomics.com/join/?RR_WCID=4F3D7719-ED64-4BB4-88F1-AF895715B408u0026amp;RR_WCID_TTL=120u0026amp;REFERRALCODE=COLLECTIBLASu0022 target=u0022_blanku0022 rel=u0022noopeneru0022u003eCheck out what CGC membership has to offeru003c/au003e.u003c/pu003e
Why should I choose CIS to insure my treasured collectibles?
u003cpu003eCIS is a company founded by collectors, so we understand that your collection is often more of an emotional investment than a financial one and that each collection is worth far more to its owner than money alone. As experts in collectibles insurance, we have been protecting valued collections since 1966u0026mdash;offering not just coverage, but the kind of peace of mind that standard homeowners insurance simply cannot provide. Hereu0026rsquo;s just a few reasons why you should chose CIS to insure your valuable collectibles:u003c/pu003enu003cpu003eu0026nbsp;u003c/pu003enu003culu003enu003cliu003eu003cstrongu003eProven and Trustedu003c/strongu003eu0026nbsp;u0026ndash; Protecting collections since 1966, all coverage is provided by a carrier with a group rating of u0026ldquo;Au0026rdquo; (Excellent) by A. M. Best, the leading rating agency for the insurance industry.u003c/liu003enu003cliu003eu003cstrongu003eCoverage at Home and Awayu0026nbsp;u003c/strongu003eu0026ndash;u0026nbsp;We provide coverage at any scheduled location in the United States. But, thatu0026rsquo;s not all. We provide transit coverage, which protects collectible property that is temporarily away from the scheduled location (subject to policy sublimit). If youu0026rsquo;re at a scheduled exhibition, show or display, coverage is provided for your collection up to the policy limitu0026mdash;including travel and shipping to and from the event. We also provide optional insurance coverage for collectibles kept in a public storage facility (up to $100,000).u003c/liu003enu003cliu003eu003cstrongu003eComprehensive Coverageu0026nbsp;u003c/strongu003eu0026ndash;u003cstrongu003eu0026nbsp;u003c/strongu003eCoverage includes but is not limited to, accidental breakage, burglary, fire, flood (except in zones A u0026amp; V), loss in the mail, theft, natural disasters, and other causes of loss unless specifically excluded from the policy.u003c/liu003enu003cliu003eu003cstrongu003eMore Affordable Ratesu003c/strongu003eu0026nbsp;u0026ndash; Typically, you will pay less than it would cost to schedule the same items under a homeowners policy. Deductibles start at $0 for collector policies and we provide coverage for the market value of your collection for losses in excess of $50.u003c/liu003enu003cliu003eu003cstrongu003eLess Paperwork and Red Tapeu003c/strongu003eu0026nbsp;u0026ndash; Unlike Homeowners insurance, a schedule or appraisal is not required for most items; however, you are responsible for maintaining your own inventory for insurance purposes (in the event of loss). Individual items or sets valued at $25,000 or more must be scheduled.u003c/liu003enu003cliu003eu003cstrongu003eItu0026rsquo;s Fast and Easyu003c/strongu003eu0026nbsp;u0026ndash; Get a quote online or call our expert CIS team at 888-837-9537 (8:30 am u0026ndash; 5:00 pm (EST), Monday u0026ndash; Friday).u003c/liu003enu003c/ulu003e
Why doesn’t my homeowners policy cover my collectibles?
u003cpu003eCollectibles Insurance Services was created by an avid stamp collector who realized that ordinary homeowners insurance simply couldnu0026rsquo;t provide the coverage his rare treasures demanded. For everyday, easily replaced personal property, homeowners insurance is all most people need. But for prized possessions you may have spent a lifetime collecting, it doesnu0026rsquo;t go nearly far enough. Thatu0026rsquo;s why we offer a collection of benefits that less specialized insurance doesnu0026rsquo;t often provide. For example:u003c/pu003enu003cpu003eu0026nbsp;u003c/pu003enu003culu003enu003cliu003eHomeowners coverage is typically based on the actual cash value of your collectionu0026mdash;not its current market value.u003c/liu003enu003cliu003eHomeowners can limit coverage of all the contents in your home to a percentage of your homeu0026rsquo;s total value (usually between 50% and 70%).u003c/liu003enu003cliu003eIt may not cover losses caused by floods, hurricanes, or earthquakes.u003c/liu003enu003cliu003eHomeowners may have limited or no coverage for valuables like silver, guns, stamps, and other collectible items.u003c/liu003enu003cliu003eYou may be required to appraise and schedule all items individually. And new items must be reported and scheduled within 30 to 90 days of acquisition.u003c/liu003enu003c/ulu003e
What does CIS insure?
u003cpu003eLike most collectors, weu0026rsquo;re specialists. Providing collectible insurance is all we do. So weu0026rsquo;re able to passionately focus on servicing the needs of collectors like you. Generally, if you can collect it, we can insure it. (The list of what we provide coverage for is a lot longer than what we donu0026rsquo;t.) Some of the most popular categories we insure include comics; guns, knives and accessories; sports cards and memorabilia; stamps and toys.u003c/pu003e
What doesn’t CIS insure?
u003cpu003eThe following are excluded from our coverage: Government seizure or destruction of property; war and nuclear hazards; gradual deterioration such as fading, creasing or denting; nesting, infestation or discharge or release of waste products or secretions by insects, rodents or other animals; dampness or dryness of atmosphere; changes in or extremes of temperature other than fire; fraudulent, dishonest or criminal acts; voluntary parting with covered property; loss or damage while being worked on by you or others working on your behalf; and mysterious disappearance. This is not a complete list of exclusions and exclusions can vary by policy.u003c/pu003e
Scott got his start dealing in antiques about 45 years ago. His interest began in the 1970s when his parents were cleaning out their basement and had a lot of items to get rid of. There were Indian baskets and other items that his great-aunt had picked up from her years teaching on an Indian reservation in Wisconsin.
After this experience, Scott started going to flea markets and shopping around to see what other people were selling. “Collecting can be an expensive hobby if you are into high-end stuff,” shares Scott. “Although I’ve been dealing for 45 years, I started collecting about 20 years ago, but it has taken me a while to acquire what I wanted.”
Scott’s interests mainly include French cameo glass by makers such as Galle & Daum Nancy, art glass, Tiffany glass, and antique French dolls. “Even non-collectors are attracted to Tiffany art glass,” shares Scott. There is a specific kind, favrile glass, that really stands out. It comes in different colors, with the most common being gold and the more desirable colors being blue or even red. “It has a rich, iridescent finish; even those not into antiques can appreciate its beauty.”
When it comes to antique dolls, Scott mentions that there is a special doll maker, Leon Casimir Bru. A specific doll, known as a Bru Jne doll, is a pricey doll for which prices have recently skyrocketed. “Some of these dolls can command north of $30,000,” he explains. “The dolls are a piece of art!” Also popular are dolls made by the prolific French doll maker, Jumeau, who began making dolls in the mid-19th century. “Some of their bisque bebes can command a high price.”
Scott’s personal collection of about 60 dolls and 60 pieces of glass is on display in curio cabinets in his home, but not organized in any particular way. “It’s a curated collection of items that are special to me, because I like them.” Of collecting, Scott’s mantra is to always, “buy what you like.” The value of collectible items, especially antiques, is always fluctuating. If you curate a collection of items that you love, then if the value changes, at least you are left with something you enjoy.
