We love toys as much as you do
From playthings of our youth, like Hess toy trucks, Steiff Teddy Bears and stuffed animals, action figures, and Barbie Dolls, to timeless classics like Tinker Toys, Lionel Trains, and mechanical banks, toys hold a special place in our hearts.
Having insured toy collections of all sizes since 1996 (and stamps for nearly 50 years), we know how much you value your collection. That’s why we provide equally valuable features in our coverage.
A full range of protection
Our comprehensive coverage includes (but is not limited to):
- Accidental Breakage
- Flood (except Zones A & V)
- Loss in the Mail
- Natural Disasters
- Other causes of loss, unless specifically excluded from the policy.
At home and away
We provide coverage for any scheduled location in the United States.
But that’s not all:
- Travel—Transit coverage protects collectible property that is temporarily away from the scheduled location, subject to policy sublimit.
- Exhibitions—If you’re at a scheduled exhibition, show or display, coverage is provided for your collection up to the policy limit—including travel and shipping to and from the event.
- Storage Facilities—For an additional surcharge, we offer optional insurance coverage for collectibles kept in a public storage facility (up to $100,000).
More affordable rates
Typically, you will pay less than it would cost to schedule the same items under a homeowners policy.
Less paperwork, red tape and appraisal expense
Unlike homeowners insurance, we do not require you to inventory all the separate items in your collection or pay to have them appraised. Only individual items or sets valued at $25,000 or more will need to be scheduled. (You are, however, responsible for maintaining records of your collection for insurance purposes.)
Proven and trusted
We have been protecting collections since 1966. And all coverage is provided by a carrier rated “A” by A. M. Best—the leading rating agency for the entire insurance industry.
Market value less $0 deductibles
Deductibles start at $0 for collector policies. We provide coverage for the market value of your collection for losses in excess of $50. All dealer policies have a $200 deductible.
Adding to your collection
Collections tend to grow, so your policy can be adjusted to include any additions to your collection.
You may select “Automatic Monthly Increase” as optional coverage to be added to your policy for new acquisitions and appreciation of your existing collection. Selecting this coverage will apply an automatic monthly increase of 1 percent in coverage, up to a maximum of $1 million.
We provide coverage for dealers, too
If you want to protect your dealer inventory and your clients’ collections, for which you are responsible, we also offer special Dealers Insurance
. Please call us toll-free at 888-837-9537 or Contact Us
Superior customer service
Our company was started by collectors so it’s only natural that we would pay attention to your interests and needs. And that our customer service would always be geared to the collector’s point of view. With us, it’s always personal.
Prompt and personal claim service
As experienced specialists in collectibles, our adjusters understand their value and importance to you. That's why, should you have a claim, they make every effort to make sure it is settled as quickly and completely as possible.
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