Protect your Coins with the Finest Collector’s Choice Policies
For coin collectors everywhere
Whether it’s heads or tails, we’ve got you covered
Coin Insurance
Coin Collection Insurance
Coins are more than just a collectible item – they can be a great investment that appreciates in value!
That’s where Collectibles Insurance Services comes in. We help provide special protection and peace of mind for all of your collectible coins so you can relax and enjoy doing what you do best – assembling an incredible coin collection.
Unmatched Insurance Coverage for Coin Collectors
If you’re looking for protection for that mint condition Buffalo nickel, or for other rare coins, Collectibles Insurance Services is here for you! We have helped insure coin collections of all sizes since 1966 (and stamps for nearly 50 years), so we know how much passionate collectors value their collection. That’s why we provide equally valuable features in our coverage.
Coin Insurance Comprehensive Coverage
- Accidental Breakage
- Burglary
- Fire
- Flood (except in Zones A & V)
- Loss in the Mail
- Natural Disasters
- Theft
- Other causes of loss, unless specifically excluded from the policy (see exclusions)
Coverage at home and away
- Travel – Transit coverage protects collectible property that is temporarily away from the scheduled location, subject to the policy sublimit.
- Exhibitions – If you’re at a scheduled exhibition, show or display coverage is provided for your collection up to the policy limit – including travel and shipping to and from the event.
- Storage Facilities – For an additional premium, we offer optional insurance coverage for collectibles kept in a public storage facility.
More Affordable Rates
We offer insurance policies with affordable coverage for the coin collector compared to other collectibles insurance policies! Typically, the cost for a policy we offer is less than it would cost to schedule the same items under a homeowners insurance policy.
Less Paperwork and Red Tape
Unlike the average homeowners policy, we do not require a schedule or appraisal for most items; however, you are responsible for maintaining your own inventory of your coin collection for insurance purposes (in the event of loss). The only exceptions are individual items or sets valued over $25,000 apiece, which would have to be scheduled items.
We’re Proven and Trusted
We offer policies that are proven and trusted! We have been insuring coin collections like yours since 1966. And all coin collection insurance is provided by a carrier with a group rating of “A” (Excellent) by AM Best – the leading rating agency for the insurance industry.
Deductibles starting at $0
Deductibles start at $0 for collector policies. We provide coverage for the market value of your collectible coins for losses in excess of $50. All dealer policies have a $200 deductible.
Insurance that grows with your collectibles
Collections tend to grow, so your policy can be adjusted to include any new purchases and more coins that you add to your collection.
Inflation coverage
You may select “Automatic Monthly Increase” as optional extra coverage to be added to your policy for new acquisitions and appreciation of your existing collectibles. Selecting this coverage will apply a monthly automatic coverage increase of 1% in coverage, up to a maximum of $1 million.
We provide coverage for dealers, too
If you want to protect your dealer inventory and your clients’ private collections, for which you are responsible, we also offer special Dealers Insurance.
Superior customer service
Our company was started by collectors, so it’s only natural that we pay attention to your interests and needs. And that our customer service would always be geared to the collector’s point of view.
Prompt and personal claim service
As experienced specialists in coin collections, our adjusters understand the value and importance of your collection. That’s why, should you have a claim, they make every effort to make sure it is settled as quickly and completely as possible.
CIS Company Brochure
Want to learn more about the services we offer? Check out our collector brochure and our dealer brochure.
Related Services
We don’t just help cover your coins! We help provide coverage for collectibles of all kinds. The list of what we cover is longer than our list of what we don’t.
Get A Quote
Getting a quote is fast and easy! If you’re interested in insuring your coin collection, be sure to get a quote today.
Frequently Asked Questions
Yes, we offer comprehensive and broad coverage for your coin collection! We have experience insuring collectors of all kinds who appreciate the scope and special coverage.
Our company was created by an avid stamp collector who realized that ordinary homeowners coverage simply couldn’t provide the coverage his rare treasures demanded. For everyday, easily replaced personal property, homeowners is all most people need. But for prized possessions you may have spent a lifetime collecting, it doesn’t go nearly far enough. That’s why we offer a group of benefits that the less specialized insurance carrier doesn’t often provide. For example:
- Homeowners coverage is typically based on the actual cash value of your collectibles—not their current market value or full collector value.
- Homeowners can limit coverage of all the contents in your home to a percentage of your home’s total value (usually between 50% and 70%).
- It may not cover losses caused by floods, hurricanes, or earthquakes.
- Homeowners may have limited or no coverage for valuables like silver, guns, stamps, and other collectible items.
- You may be required to appraise and schedule all items individually. And new items must be reported and scheduled within 30 to 90 days of acquisition.
Our company was created by an avid stamp collector who realized that ordinary homeowners coverage simply couldn’t provide the coverage his rare treasures demanded. For everyday, easily replaced personal property, homeowners is all most people need. But for prized possessions you may have spent a lifetime collecting, it doesn’t go nearly far enough. That’s why we offer a group of benefits that the less specialized insurance carrier doesn’t often provide. For example:
- Homeowners coverage is typically based on the actual cash value of your collectibles—not their current market value or full collector value.
- Homeowners can limit coverage of all the contents in your home to a percentage of your home’s total value (usually between 50% and 70%).
- It may not cover losses caused by floods, hurricanes, or earthquakes.
- Homeowners may have limited or no coverage for valuables like silver, guns, stamps, and other collectible items.
- You may be required to appraise and schedule all items individually. And new items must be reported and scheduled within 30 to 90 days of acquisition.
Like most collectors, we’re specialists. Providing collectible insurance is all we do. So we’re able to passionately focus on servicing the needs of collectors like you. Generally, if you can collect it, we can cover it. (The list of what we provide coverage for is a lot longer than what we don’t.) Some of the most popular categories we cover include coins; guns, knives, and accessories; sports cards and memorabilia; stamps; and toys.
The following are excluded: Government seizure or destruction of property; war and nuclear hazards; gradual deterioration such as fading, creasing or denting; nesting, infestation or discharge or release of waste products or secretions by insects, rodents or other animals; dampness or dryness of atmosphere; changes in or extremes of temperature other than fire; fraudulent, dishonest or criminal acts; voluntary parting with covered property; loss or damage while being worked on by you or others working on your behalf; and mysterious disappearance. This is not a complete list of exclusions and exclusions can vary by policy.
