Why Collectibles Insurance Services? The reason is simple: we do what homeowners insurance can’t.
Homeowners insurance is great for every day, easily replaced personal property. But what about your prized possessions you may have spent a lifetime collecting? Homeowners insurance just doesn’t go far enough.
Below are some reasons why:

  • Homeowners coverage is typically based on the actual cash value of your collection. With Collectibles Insurance Services, your coverage is based on its current market value.
  • Homeowners insurance can limit coverage of all contents in your home to a percentage of your home’s total value (typically between 50% and 70%).
  • It may not cover losses caused by flood, hurricanes, or earthquakes.
  • It may have limited or no coverage for valuables like silver, guns, stamps, and other collectible items.
  • You may be required to appraise and schedule all items individually. And new items must be reported and scheduled within 30 to 90 days of acquisition.

Get a quote or call us toll-free at 888-837-9537 today!

About Collectibles Insurance Services

Collectibles Insurance Services has been protecting collections since 1966 and all coverage is provided by a carrier with a group rating of “A” (Excellent) by AM Best, the leading rating agency for the insurance industry.

Comprehensive coverage includes, but is not limited to: accidental breakage, burglary, fire, flood, loss in the mail, theft, natural disasters, and other causes of loss unless specifically excluded from the policy. Deductibles start at $0 for collector policies and we provide coverage for the market value of your collection for losses in excess of $50.

Additionally the protection extends At home and away, and we don't require collection itemization and serial number nor extensive paperwork and red tape.