Why Us?

Benefits and advantages

Collectibles Insurance Services is uniquely focused on the needs of individuals like you—people who collect for the love of it. That’s why we offer a collection of benefits that less specialized insurance doesn’t often provide. This includes:

A full range of protection

Our comprehensive coverage includes (but is not limited to):
  • Accidental Breakage
  • Burglary
  • Fire
  • Flood (except in Zones A & V)
  • Loss in the Mail
  • Natural Disasters
  • Theft
  • Other causes of loss, unless specifically excluded from the policy. See Exclusions.

At home and away

We provide coverage for any scheduled location in the United States. 
But that’s not all:
  • Travel—Transit coverage protects collectible property that is temporarily away from the scheduled location, subject to policy sublimit.
  • Exhibitions—If you’re at a scheduled exhibition, show or display coverage is provided for your collection up to the policy limit—including travel and shipping to and from the event.
  • Storage Facilities—For an additional surcharge, we offer optional insurance coverage for collectibles kept in a public storage facility (up to $100,000).

More affordable rates

Typically, you will pay less than it would cost to schedule the same items under a homeowners policy.

Less paperwork and red tape

Unlike homeowners insurance, we do not require a schedule or appraisal for most items; however, you are responsible for maintaining your own inventory for insurance purposes (in the event of loss). The only exceptions are individual items or sets valued over $25,000 apiece, which would have to be scheduled.

Proven and trusted

We have been protecting collections like yours since 1966. And all coverage is provided by a carrier rated “A” by A. M. Best—the leading rating agency for the entire insurance industry.

Market value less $0 deductibles

Deductibles start at $0 for collector policies. We provide coverage for the market value of your collection for losses in excess of $50. All dealer policies have a $200 deductible.

Adding to your collection

Collections tend to grow, so your policy can be adjusted to include any additions to your collection.

Inflation coverage

You may select “Automatic Monthly Increase” as optional coverage to be added to your policy for new acquisitions and appreciation of your existing collection. Selecting this coverage will apply an automatic monthly increase of 1 percent in coverage, up to a maximum of $1 million.

We provide coverage for dealers, too

If you want to protect your dealer inventory and your clients’ collections, for which you are responsible, we also offer special Dealers Insurance. Please call us toll-free at 888-837-9537 or Contact Us.

Superior customer service

Our company was started by collectors so it’s only natural that we would pay attention to your interests and needs. And that our customer service would always be geared to the collector’s point of view. With us, it’s personal.

Prompt and personal claim service

As experienced specialists in collectibles, our adjusters understand their value and importance to you. That's why, should you have a claim, they make every effort to make sure it is settled as quickly and completely as possible. 

Got a minute? Get a quote.

Try us out. To see how prompt and personal our service can be, simply click here for a policy price quote.