Exclusions to our coverage

• Government seizure or destruction of property
• War and nuclear hazards
• Gradual deterioration such as fading, creasing or denting
• Nesting, infestation or discharge or release of waste products or secretions by insects, rodents or other animals
• Dampness or dryness of atmosphere
• Changes in or extremes of temperature other than fire
• Fraudulent, dishonest or criminal acts
• Voluntary parting with covered property
• Loss or damage while being worked on by you or others working on your behalf
• Mysterious disappearance